Publish each bank room to borrow detailed rules on Zhou Yi formerly, up to still announce not completely yesterday.

Latest news shows, although had given heat,the room of Agriculture Bank, smooth big head office borrows detailed rules, but the real case that considers Zhejiang, these two days of banks are afraid still cannot accept a room to shift new business. Nevertheless, the bank predicts to be in the most quickly next week can accept relevant business.

The room that publishs all right according to Guang Dayin borrows detailed rules, if the client is bought, is the first from housing, accord with set model floor area is in the condition such as less than of 90 square metre, so head pay proportion for 20% , loan interest rate is reduced on the foundation of standard interest rate 30% .

If buy, is 2 flatlet (those who point to is there is brushstroke in the bank before this not settle room is borrowed, ) of the following analogize, if accord with a condition, head pay proportion for 20% , loan interest rate drops on foundation of standard interest rate 18% . If buy, is the 3rd flatlet, head pay scale will rise 30% , interest rate does not enjoy privilege. Additional, this are mixed to first of 2 ring room, 3 ring room limit all be an unit with the family.

As to the commerciality individual housing that already extended before November 27 loan has not repay part, this guild regulations is decided, borrower can adjust application at written interest rate is being referred before December 15, whether to enjoy favourable interest rate, look different situation and decide.

Standard to be being carried out before this interest rate or interest rate leaving surplus (the loan of 15%) of privilege of standard interest rate, if borrower did not put forward tone to low interest rate applies for or be examined and approve,did not pass, want to accord with corresponding condition only, this guild adjusts executive interest rate be standard interest rate 0.82 times (namely favourable 18%) . All commerciality individual housing that already extended borrow money, the interest rate after adjusting all rose on January 1 from next year carry out.

In addition, the Agriculture Bank already also published a room to borrow detailed rules, agree basically with Central Bank policy. Nevertheless, the Agriculture Bank expresses, borrower buys those who be not common housing, even if buy a house first, head pay scale in principle not under 25% .

In fact, although head office of big, Agriculture Bank already published light,the room borrows detailed rules, but these two days of banks are afraid still cannot accept bridal chamber to shift business. Consider Zhejiang is actual circumstance, two big still refine the room that gets used to Zhejiang market to borrow detailed rules in further research.

"Predict next week, the bank will begin to accept a room shift business afresh. " yesterday, branch of Hangzhou of Shenzhen development bank Du Zhiliang of the controller that borrow a ministry expresses, these two days, dark hair also is clutching make a room borrow detailed rules, at present draft decides basically already, but still partial detail problem needs to discuss. "The fastest next week executable room is borrowed new politics. "The fastest next week executable room is borrowed new politics..
Previous12 Next