
Today is Central Bank room the 5th day after borrowing policy to carry out, although ceaselessly the bank flings the content that gives concerned detailed rules, but up to now, include an Agriculture Bank inside, still allot formal executive announcement without a bank, the executive detailed rules of each bank still is in protocol in the center.
Agricultural bank still did not allot advice-note
Eve, remove before Agriculture Bank general " the people's livelihood of favourable policy safeguard manages aggrandizement wind to accuse subtly, our bank answers a room actively to borrow new politics " the file is hanged on the net again, its content and before the file that withdraws exactly like. Nevertheless, the reporter understands from place of personage of Agriculture Bank interior yesterday, this is called " detailed rules " the guiding file that the file still is a head office only, branch still did not receive concerned advice-note, specific executive detailed rules still is being made in the center, still cannot carry out now. Current house borrows business to deal with, end guild regulations is made clear surely, press new politics carry out, the Central Bank did not make clear a regulation, after the advice-note that waits for a head office allots, carry out again.
Wide hair drafts good detailed rules early but defer to roll out
Guangdong development bank is preliminary also yesterday the content that disclosed a few executive detailed rules, the personage that borrows a branch expresses when accepting our newspaper reporter to interview yesterday, this executive detailed rules originally already protocol is good, cast with respect to preparation the day before yesterday come out, but the Agriculture Bank gave dramatic one behind the scenes, the message says to be concerned with superintendency layer, should abandon again all right, preparation observes the condition of course of study of one similarly hereinafter first, wait to superintend a layer to publish clear directive. These two days of this detailed rules are all the time among change.
This personage still discloses, although final details still did not decide, but tell from in principle, should follow the principle that careful room borrows all right, on one hand, the Central Bank has specific provision, the plan that presses the Central Bank is custom-built; The Central Bank did not make clear a regulation, deal with by original provision, differentiate with what 90 ㎡ regard common housing and blame as common housing standard, "Improvement " be limitted with living level of local average per capita. Having what made clear quite is, this soon " buy a house first " limit for " borrow money first buy a house " , buy to borrowing money first set model floor area is below in 90 ㎡ common from housing, after classics bank examine and verify, can enjoy what accord with a condition head pay two into, the float below interest rate the privilege of 30% . As to " improvement common from housing " how to limit still be among consider. In addition, on interest rate, will give each areas more own right. This personage expresses, hope superintendency branch is in before publishing policy, seek the opinion of the commercial bank extensively.
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