On October 22 evening, the Ministry of finance publishs estate new politics -- reduce estate to trade since November 1 agree duty; The Central Bank releases individual room to borrow " new politics " -- " the decision rises from October 27, 2008, the loan of floor level expand into interest rate of loan of commerciality individual housing is 0.7 times of interest rate more standard; Lowermost head pays scale is adjusted for 20% " .

Just when each commercial bank is a room to borrow new politics when detailed rules is pained, meeting immediately issues silver-colored watch again the urgent announcement that strengthens management of risk of individual housing loan. And borrow in the room new politics the 2nd day when carry out -- on October 28, although Agriculture Bank, Construction Bank took the lead in publishing a room to borrow detailed rules, but that evening the Agriculture Bank removed a room to borrow from its website new politics detailed rules. Department of Agriculture Bank market says: "This detailed rules has some of detail to alter even, superintendency branch already removed the relevant article that is hanged on Agriculture Bank home page. " the personage inside course of study says frankly, new policy " hold very hard " , return so that look again.

All these makes clear, although administration realized estate market dispirited, can bring very big negative effect to domestic economy, but still not be willing to see estate market acclaims bubble to appear, the reason is the United States and world banking crisis make clear clearly, estate bubble is the germ of all sorts of economy crises and financial crisis certainly, the superheating that carries estate market will stimulate economy to be met only economy leads an one nation the brim of the crisis. The American banking crisis that sweeps across the whole world this begins from estate market, although superintend orgnaization nonfeasance to have very big concern with the United States, but real estate of American excessive development should be immediate cause.

If allow the bubble of domestic estate market,new extensive rises, the financial crisis of so similar United States may appear in prospective China. Accordingly, no matter be,set out from our country national condition, still be ancient bronze mirror with crisis of banking of current United States, need a government to hold sober head, namely the times of sudden huge profits of Chinese estate market should be terminative, otherwise, of the United States today will be China tomorrow. This is afraid also is new to house property politics how is measure carried out, because relevant executive section did not obtain clear injunction, can lie only the main reason in hesitation.

And the statistical data proof of 3 quarters, value of Chinese estate market still is on perch, administration is alleged help city, more is cut from the people's livelihood, although remove one condition, just also be to think stimulative spending, stimulation buys room, exciting finance current, in order to achieve venture of temporary avoid banking, avoid is current the effect of economic crisis. Because not allow in economic situation,hopeful situation falls, domestic need support is pulled use investment, need to maintain economy to stabilize growth continuously inside stimulation. From theoretic say, as a result of the linkage effect of real estate, the prosperity of estate company can drive the rapid development of other industry really, promote the addition of whole society consumption then. Accordingly, the house property that comes on stage at present is new politics, do not cross be lash-up to lift, place of market of and rather than agrees with generally " help city " say.
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