The context of three kinds of property buyers the New Deal regulatory state of
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This year, the state introduced a series of real estate control initiatives, the market seems unwilling to leave any breathing space, but as second and third tier cities of Guiyang, the face of the New Deal's response, not as Beijing, Shanghai, Guangzhou and other big cities as rapidly. Recent press interview that, despite the current New Deal, but ahead of purchase, "one step" and even phenomena such as blind investment buyers did not have stop signs, accompanied by down payment, interest rates and other buyers to raise the threshold These buyers mind is bound to bring the corresponding risks. Advance purchase: plan does not change quickly Recent college graduates this year, Xiao Wu, is a river more than 140 square meters of residential property owners, as early as two years ago, saw house prices only rise not fall, Xiao Wu, a bank mortgage, the parents bought for him this property. At that time consideration is to buy bigger area, two generations to care for each other. Retirement with his parents, Xiao Wu to work, the house will be the future of mortgage Xiao Wu yourself. This year, the small Wushun Li Jinyang New District in a public institution to find work, the work unit is too far away from the residence, there will be some re-Xiao Wu, Jinyang New District in the intention to buy a house, plus the recent months, Beijing, Shanghai, Guangzhou and other cities have introduced more than 10 "restriction order", Xiao Wu, the problem is to buy a house that is imminent. But again, buy a house, the two suites of mortgage stress is clearly so unbearable to work near Xiao Wu. It is understood that fortification soaring housing prices in recent years, there has always been to buy Guiyang marriage room concept, so a considerable number of younger buyers in the market ahead of the support of parents, ahead of the widespread purchase. In response to this phenomenon, the industry admitted that ahead of the housing needs of home buyers making further amplified in the case of short supply, prices would rise further as the thrust, which is the long-term healthy development of the real estate market is very negative. Accelerate the pace of work and because of the modern, work to increase mobility, early acquisition of property, may not be able to work with the appropriate environment to match the economic pressures brought home again, may cause young people to be more overwhelmed. Step: the pace is difficult to catch up with house prices Despite the current 90 square meters of medium and hot, but there are a considerable number of buyers have "one step" in a large area of psychological choose three bedrooms units. As the three rooms in total and down payment threshold is higher than the two rooms, thus bringing buyers demand the overdraft has become increasingly prominent. During the interview, was planning to buy a marriage room has ocean tells reporters to their current ability to buy a set of 90 square meters have been around the small apartment can still to cope with this kind of thinking it was the Qukan Fang and if it is to uphold A view of the first half of this year 签购房合同 the. After reading a lot of real estate in the small and the girlfriend had the concept of changes have taken place, and now the goal is to three-bedroom apartment showings. Because both the real estate sales, or around friends and relatives are advised him to only buy a "three room" in one step, so that upgrades do the parents, but also for the children and their children's study room "fight" and contradictions, At that time, housing prices has gone up, in order to improve housing conditions, less likely to buy a house again. "So, in order to raise 'three-bedroom' down payment, buy things and dragged half a year, now even in the same district, and the first half compared to a length price has gone up, it seems never catch up with house prices pace. "Little has been frustration. Indeed, the New Deal At present, house prices, is "home graded" or "one step"? It has become in many first-time buyers in front of multiple choice questions. First-time buyers in their own accumulation does not have the sufficient capacity, early buyers, and its ability to resist risks is very fragile, and handled properly, will bring economic pressure on the family, thereby affecting the quality of life. Industry experts advise younger buyers, buyers should consider their financial ability, not in one step. If capacity allows, consider one step, if the capacity is limited, pressure, should be phased in different age groups, according to different characteristics of income and needs to improve housing conditions, from the suburbs to the city, from the two-bedroom a room to Sanshiliangting, reasonable consumption of the gradient, we can easily buy a house yourself. Investment buyers: insurance is not conducive to free Recently, Miss Wang is very concerned about the people of small units in various real estate prices in the financial industry, Miss Wang that the recent appreciation of the renminbi, inflationary pressures are great, plus the current narrow investment channels in Guiyang, and she intends to use in the hands of more than 20 million in "idle money" to buy a small apartment real estate as an investment. "I have consulted a number of real estate, small apartment price is not high, rents should be advised to sell, the investment outlook is better, especially in identification chips in the early stages of real estate, sales staff, said the time to buy a house well chosen, six months make a five or six million or so no problem. "Miss Wang on the investment prospects with confidence. Reporter found that as Miss Wang intends to idle the public real estate investment funds are not a minority. Part of the sales staff said that although the impact of September since the New Deal, deepened a lot of rigid demand buyers wait and see mood, but these preferences the investment in medium and customers are not uncommon, this is the last phase of property markets, there are still many properties in our city will be "small size, low price" as a promotional gimmick the main factors. In response, the industry, whether it is real estate control policies in the past, or recent new real estate out of the New Deal, its main purpose is to curb investment and speculative buying. Especially from the recent regulatory policy, the full implementation of differentiated credit policy to stop the third home loan, increase the proportion of the second suite down troughs twelve months to improve the second home loan interest rates, are directed at investment buyers. As a result, real estate investment profitability is bound to shrink, and if the property location, size, price, vision can not make accurate judgments is bound to increase the risk of such purchase. Therefore, consumers must be cautious market.
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