Confirm according to Changchun branch loan head pays never under 40% fall to remove executive Beijing branch to state detailed rules cannot be announced at present to 20% this day
Report from our correspondent occupies nonlocal media coverage, room of smooth big bank is borrowed new politics detailed rules already gave heat, carry out since this day, content of this detailed rules already passed branch of Changchun of smooth big bank to confirm.
Room of smooth big bank borrows new politics detailed rules is roughly: If the client is bought, is the first from housing, accord with set model floor area is in the condition such as less than of 90 square metre, so head pay proportion for 20% , loan interest rate is reduced on the foundation of standard interest rate 30% .
If buy, is 2 flatlet (those who point to is there is brushstroke in the bank before this not settle room is borrowed, ) of the following analogize, if accord with a condition, head pay proportion for 20% , loan interest rate drops on foundation of standard interest rate 18% .
If buy, is the 3rd flatlet, head pay scale will rise 30% , interest rate does not enjoy privilege.
This are mixed to first of 2 ring room, 3 ring room limit it is an unit with the family.
Additional, to the commerciality individual housing that already extended before November 27 loan has not repay part, this guild regulations is decided, borrower can adjust application at written interest rate is being referred before December 15, whether to enjoy favourable interest rate, look different situation and decide.
Standard to be being carried out before this interest rate or interest rate leaving surplus (the loan of 15%) of privilege of standard interest rate, if borrower did not put forward tone to low interest rate applies for or be examined and approve,did not pass, want to accord with corresponding condition only, this guild adjusts executive interest rate be standard interest rate 0.82 times (namely favourable 18%) . All commerciality individual housing that already extended borrow money, the interest rate after adjusting all rose on January 1 from next year carry out.
Notable is, in the detailed rules content of this smooth big bank, borrow to 2 flatlet undertook " untie a person " . The basis superintends a branch the policy before this, 2 flatlet borrow money head pay scale to be not gotten under 40% , the same term that interest rate must not announce under the Central Bank is the same as class 1.1 times of standard interest rate. And the room that the Central Bank publishs 22 days is borrowed new politics in the favourable policy that did not make clear pair of 2 flatlet.
The reporter calls department of news of branch of Beijing of smooth big bank this morning relevant personage, this personage expresses, this executive detailed rules has been made really, but cannot announce at present.
Subsequently, the reporter calls conduct propaganda of head office of smooth big bank to manage relevant public figure, did not make known his position with respect to this matter the other side.
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